A Letter from Portnoff…Now what do I do?
The answer isn’t “nothing”, that’s what they want. 90% of these proceedings go unanswered.
The first letter, make them validate the debt. Even if you know it’s real, its your right to make them answer. Be specific. Ask for contracts, ask about lien buying to a fourth party if that applies. Are they acting as a debt collector, an attorney, a solicitor? Below is a sample form you can copy and paste with your information.
If you’re low income and plan on filing papers in court, attach an in forma pauperis document. Below copy and paste the document with your financial information and they will file it without needing the fees.
Struggling families already feeling overwhelmed with this economy are now facing losing everything, while being bombarded with legal paperwork, feeling like there's no solution. It’s reported that 90% of these cases go unanswered, and the government entities receive no benefit from contracting with these companies.
If you received a Writ of Scire Facias, don’t wait. File an Affidavit of Defense. Below is information on how to file and a sample template to copy.
These forms should be included with the affidavit. send a copy of everything to the prothonotary of your local court of common pleas, the government agency involved and keep a copy.
There may be road blocks along the way but don’t give up. Ill try to post info as I encounter problems but seeking legal help is the best advice